Mastercard Casinos

Mastercard is a popular choice for online casino transactions, offering quick and flexible casino transactions. Its strong security and reliability make it a go-to payment method for many players. Our experts deeply researched Mastercard, created an informative guide, and gathered top online casinos that accept this banking option for you to choose the best one.

Mastercard Casinos
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Oliver Singh
Edited byOliver Singh
11 Min Read
Updated on

Mastercard: Global Payment Solutions for Commerce and iGambling

Mastercard is a global payment technology company that operates the world's fastest payment processing network. It provides a wide range of services, including credit and debit cards, prepaid cards, e-commerce and mobile payment solutions. Mastercard's products and services are used by consumers, businesses, and governments around the world to make electronic payments and transactions.

In the gambling field, Mastercard is widely used as well. The payment is accepted in most online casinos and offers fast deposits, secure transactions, and safe, yet quite long withdrawals. Thought the service usually charges fees for cash-outs and gamblers need to wait up to five days to get their winnings, Mastercard is still chosen by many players for paying in online casinos.

How to Play at Casinos that Accept Mastercard?

Playing at an online casino that accepts Mastercard is very easy. There are no specific nuances to know, and everything is straightforward. Here's a general overview of the gambling process in Mastercard casinos.

1
Find a Casino and Sign Up
Using our guides, find a reputable and reliable casino. Once you've found a reputable online casino, you'll need to register an account. This will typically involve providing some personal information, such as your name, address, and email.
2
Complete KYC Process
Most online casinos will require you to verify your identity before allowing you to make a deposit. This may involve providing a copy of a government-issued ID and/or a copy of the front and back of the Mastercard card you plan to use to make the deposit.
3
Make a Deposit
Once your identity has been verified, you can make a deposit into your account. This can usually be done by going to the "cashier" or "banking" section of the online casino, selecting the Mastercard option and then entering the details of your Mastercard card.
4
Enjoy Gambling!
Once your account is funded, you can choose from the available games and start playing. In online casinos you can find pokies, table games, and live dealer games. Also, many casinos offer bonuses to attract and engage more players.

Mastercard Fees and Limits

The minimum deposit limit for Mastercard is $10. Mastercard provides instant deposits, so the funds will appear in your account in no time.

The minimum withdrawal limit for Mastercard, on the other hand, is typically $20, and the maximum is around $5,000. Withdrawals usually take one to five business days. However, a lot depends on the casino as well. 

Although Mastercard does not impose any fees on deposits itself, there are online casinos that might have their own fees for the use of Mastercard, as well as some banks may impose charges. If the casino doesn’t support NZD, a foreign exchange fee (approximately 1%) will also be applied at the time of currency exchange. Please verify the Terms and Conditions of both the casino and your bank before completing the transaction.

LimitTimeFees
Minimal Deposit$10Instant0%
Maximal Withdrawal$5,0001–5 days1%
When it comes to the speed of withdrawals and fees for payments with Mastercard, a lot depends on the casino. Therefore, I recommend verifying your account and meeting all wagering requirements before requesting a cash-out. I also advise players to ensure that the casino itself doesn't charge any transaction fees, as the fees charged by Mastercard and the casino will be multiplied. Therefore, the best option is casinos that do not charge for Mastercard transactions at all.

Mastercard Casino Withdrawals

Although Mastercard casino withdrawals are easy and fast, make sure you follow these simple steps in order to prevent any issues:

1
Verify whether the Casino Allows Withdrawals through Mastercard
Not all online casinos allow withdrawals via Mastercard — some only support it for deposits. Check before asking for the payout that it is offered in the cashier section or in the Terms and Conditions of the internet gambling site.
2
Fulfill the Wagering Requirements if You Used a Bonus
You will not be able to withdraw the winnings before all the bonus wagers are completed. This is a standard condition outlined in nearly all online casino sites.
3
Go to the Cashier and Select Mastercard as Your Withdrawal Method
Enter the amount you wish to withdraw and ensure it doesn’t exceed the maximum limit set by the casino. Only proceed if Mastercard is listed as an active withdrawal option.
4
Never Withdraw More Than the Defined Limitations
The majority of the casinos have their minimum withdrawal requirement of $10 or $20 and a maximum withdrawal of $4,000–$10,000. Some of the VIP members might have different withdrawal limits, depending on their VIP status.
5
Complete KYC Beforehand if You Are Withdrawing for the First Time
The casinos will always request you to verify your identification by submitting documents such as a government-issued ID, proof of address (like a utility bill or bank statement), and sometimes a masked photo of your card.
6
Waiting for the Casino Processing of Your Withdrawal Request
Processing within the online casino could go up to 72 hours before confirming it. This step is separate from the time it takes your bank to process the payment.
7
Wait for Bank Processing through Mastercard
Once the casino approves your request, Mastercard will, in the normal course, send the transfer within 1-5 business days. This timeframe depends on the issuing bank’s procedures.
8
Information about Fees
A 1% commission is also imposed for Mastercard withdrawals, and your bank will apply the foreign exchange fee if the withdrawal isn't in NZD. Be certain to always check the conditions of the casino and your bank so you won't be shocked with unexpected fees.

Mastercard Security

Security is a key concern when it comes to online gambling, and online casinos that accept Mastercard have implemented a number of measures to ensure that transactions are safe and secure for players. Here are a few examples of the security measures that are commonly used at Mastercard online casinos:

  • EMV Chip Technology. Microchips that generate unique codes for each transaction, making cards nearly impossible to fake
  • Mastercard SecureCode. Additional password protection for online purchases, requiring verification before transaction completion
  • Real-time Fraud Monitoring. AI-driven systems that analyze transaction patterns to detect suspicious activity
  • Biometric Authentication. Support for fingerprint, facial recognition and other biometric verification methods
  • Zero Liability Protection. Policy that shields cardholders from responsibility for unauthorized transactions
  • Tokenisation. Technology that replaces sensitive card data with unique digital identifiers
  • 3D Secure 2.0. Enhanced security protocol for e-commerce transactions with risk-based authentication
  • Two-Factor Authentication. Additional verification layer for high-risk transactions

Mastercard Verification Process

Since the platform takes care of the security of all data and transactions, all banks or financial institutions that use Mastercard must comply with Know Your Customer (KYC) regulations. That's why when you apply for Mastercard, you should complete the verification process.

  • Submit your ID (passport, driver's license, or national ID).
  • Submit the proof of residence (utility bill, bank statement).
  • Additionally, for credit cards, you need to submit your credit score.

The process of verification of your account usually takes up to five days, depending on your bank.

Mastercard Advantages and Disadvantages

So, in light of everything we overviewed, let's highlight the advantages and disadvantages of Mastercard casinos.

Pros
  • Accepted at most online casinos
  • Quick and easy top-ups and cash-outs
  • Advanced security measures
  • Well-established and trusted brand
  • Instant deposits
Cons
  • Withdrawals fees
  • Long pending time for withdrawals

BetPokies Tips: Secure and Fast Mastercard Payments

If you want to enhance your gambling experience and streamline your Mastercard payment process, we'd like to share our insight that can help protect your data and speed up your transactions.

Consider using Eno by Capital One. This is a virtual card generator that allows users to create disposable virtual credit card numbers for online transactions, including casino deposits. So, you can generate unique virtual numbers for each casino and, therefore, not expose your actual card data to the platform.

Also, to ensure fast and secure deposits and withdrawals, you can use prepaid cards from Skrill and Neteller. Withdrawals to these prepaid Mastercard cards are typically faster than traditional bank transfers, often processed within a few hours to a couple of days.

Responsible Gambling with Mastercard

Our team constantly reminds players about the importance of responsible gambling. Since Mastercard isn't focused specifically on online gaming, it doesn't provide any built-in tools for a safer experience. However, BetPokies author Charlotte Wilson has selected tools and limits that you need to implement to have a great experience.

  • Set deposit limits via casino built-in tools or additional apps.
  • Use the self-exclusion tool if you feel like you need a break from gambling
  • Monitor your spending in your bank app to ensure that you are not overspending
  • If you think that you need support, refer to organisations that provide gamblers with support

Alternatives to Mastercard

If you are looking for alternative methods to Mastercard, take a look at some of our favourite options.