Best Payout Casinos

Withdrawal process is one of the most crucial factors that separate worthy casinos from frustrating ones, and in this guide, we decided to focus on this difference. The BetPokies NZ team analysed payout speeds and conditions, along with verification requirements and supported payment methods across multiple online casinos available to Kiwi players. Based on these factors, we curated a Best Payout Casinos list featuring the standout platforms.

Best Payout Casinos
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Oliver Singh
Edited byOliver Singh
10 Min Read
Updated on

Advice from BetPokies Expert

To find a good casino, I highly recommend choosing only licensed places, since it's a sign of trustworthiness and guarantees that you’ll have a nice gambling experience.  Usually, you can check the casino's license in its terms and conditions, and you’ll know you are in good hands if it holds either a Malta or Curacao Gambling License. 
Moreover, a wide variety of games is also important, as well as interesting bonuses with realistic wagering requirements. Check if there are multiple games with RTP from 96% available, if not, it might be a red flag. One of the most important signs to consider is the payout policy —  it has to be transparent and specified explicitly in the T&C.
Additionally, pay attention to the number of banking options and transaction limits. The minimum fees have to be listed clearly and be reasonable. Finally, if you want to see the whole picture, also check the reviews from other players on gambling forums. Do not go into a new casino blindly — always check for these signs prior to registering.

Highest Payout Casino Games for Kiwi Players

As you already know, games are one of the most important aspects of the highest payout. The selection of games to be found at modern, highest paying casinos is truly impressive, but we want to delve deeper into the ones players prefer the most.

GamesAverage RTPDescription of the game's rules
Pokies96.09-99%Just click the Spin button and watch symbols form winning combinations. Modern pokies come with 3, 5, 7, and even 9 reels, as well as plenty of bonus features like free spins, bonus rounds, etc.
Poker96.63-99.47%The rules of poker take a lot of determination and nerves of steel to become a good player. The goal of the game is simple — to collect a higher hand than other players at the table.
Blackjack99.5-99.8%The main goal of blackjack is to get a better hand than that of the dealer without going over 21. The hands consist of cards dealt, with each of them having its value.
Roulette94.74-98.65%
In roulette, you can win by placing a bet on various available outcomes. Players know whether they won or lost after a wheel with a ball dropped on a certain number stops spinning.
Baccarat98.76-98.94%Baccarat is another game where players collect points using combinations of two or three cards. The game's goal is to beat the dealer by getting the number of points as close to 9 as possible.
Bingo95-97%In bingo, players buy cards filled with numbers that are being crossed off after each call. You need to create a winning combination. The first player who makes it wins.

The Best Pokies with High RTP

All things considered, RTP is a valuable metric that helps you determine the game's potential returns. However, you need to understand that RTP is a long-term indicator, so it won't significantly impact your experience from a single gaming session.

We recommend casinos that offer games with high RTPs, starting from 96%, as this indicates better value for players. Our team has prepared a list of pokies with high Return to Player ratios. Check it out below:

Aztec Clusters
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Fruit Zen
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Queen of the Nile
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All-Star Fruits
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Book of All Ways
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Secret Bar MultiDice X
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Werewolf's Night
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Wolf Spins 243
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Top Jackpot Pokies for Kiwis

Jackpot pokies don’t pay often, but when they do, the wins can be substantial, especially on progressive titles where the jackpot keeps growing until it’s triggered. In practice, jackpot pokies work best with disciplined bankroll management and realistic expectations, since long dry spells are common. The titles listed below are, in our opinion, the most established jackpot pokies available to Kiwi players.

Gates of Olympus Super Scatter
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Aztec Magic Bonanza
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Flame Fruits Frenzy
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Luck of Panda: Bonus Combo
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Mighty Wild: Panther
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7 & Hot Fruits
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7s Fruit Fiesta
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A Big Catch - Hold & Win
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Tips for Increasing Your Winnings

While no strategy can change the odds, smart choices can help you manage risk, improve how long your bankroll lasts and how much value you get from your play. We selected a few tips that focus on realistic ways experienced players maximise returns and avoid common mistakes.

Choose Games With the Highest RTP

Pokies with RTPs of at least 96% or higher, such as Blood Suckers (98%), Mega Joker (99%), and Book of 99 (99%), along with table games like blackjack and baccarat, generally give players more favourable odds over time.

Claim Bonuses With Low Wagering Requirements

As a general rule, low wagering (x30 or below), reasonable time limits to complete wagering (at least 3 days), no restrictive withdrawal caps, and transparent rules on game contribution and betting limits make a bonus worth considering.

Verify Licensing and Payout Track Records

When checking a casino, always look for licences issued by recognised authorities such as the Malta Gaming Authority or Curaçao eGaming and player feedback on Reddit or Trustpilot regarding payout reliability before depositing.

Use Fast and Secure Payment Methods

Trusted e-wallets (PayPal, Skrill, Neteller) and cryptocurrencies typically offer quicker withdrawals than traditional banking options. Choosing secure payment methods can reduce processing times and avoid unnecessary delays.

Try New Casino Games in Demo Mode Before Playing for Real Money

Demo versions allow you to understand game mechanics, volatility, and bonus features without risking real funds. This is especially useful when testing new pokies or unfamiliar game formats.

Pros and Cons of Best Payout Casinos

If you are still on the fence about whether you should commit to one of the best payout casinos, take a look at its advantages and potential drawbacks:

Pros
  • Comply with the payout rates and receive an eCOGRA certificate
  • Have obtained a license from an authoritative licensing body
  • Have good reviews from people who already have experience playing 
  • Cooperate with trusted software providers to provide the best experience
  • Fastest payout online casinos offer many banking options for deposits and withdrawals
  • Higher average RTP across the offered pokies
  • Wider selection of slots with large jackpot potential
  • Access to payment methods with higher withdrawal limits
Cons
  • You'll still need to complete the casino's wagering requirements
  • Best payout casinos are not very common in New Zealand
  • Higher wagering requirements on bonuses
  • Daily and weekly withdrawal limits may still apply

All You Need to Know About RTP

Being that far into the article, you already have an idea of what RTP is, yet there is still something to clarify. 

Let's take a simple example to illustrate how RTP works. Say a particular pokie you want to play has a fixed RTP of 98%. In this case, it means that for every $1 wagered across millions of gaming sessions, players can expect an average return of 98 cents or 98% of the staked amount, while the remaining 2% is a house edge. However, it's crucial to understand that RTP is a theoretical average calculated over an extensive period and countless spins.

It's worth noting that RTP doesn't guarantee immediate results in short gaming sessions. The randomness factor plays a significant role in individual outcomes. For instance, if you wager $100 in a single session and lose everything, your personal RTP rate becomes 0% for that particular session. On the other hand, if you hit a big win and walk away with $200, your personal RTP would be 200% for that session. These individual results can vary dramatically from the theoretical RTP.

The Return to Player percentage works as a collective average. The return rate applies to the combined results of thousands of players over millions of spins, not to your individual gaming experience. Think of it as a statistical prediction that becomes more accurate as the sample size increases, but offers no guarantees for any single player or session.

Keep in mind that RTPs can be fixed and changeable. In the first case, it stays the same wherever you play. In the second case, it can change depending on the casino, so check the terms and conditions to get more information before you start playing.

Payment Methods at Best RTP Online Casinos

Before you jump into your gambling journey at the best online casinos with high payouts, you should be aware of the most popular and secure payment options, as they play a key role not only in deposit convenience but also in withdrawal speed and overall payout experience. We’ve tested all of them to make sure they are convenient and reliable.

Payment MethodDescriptionMin DepositMax WithdrawalProcessing TimeFees
POLiInstant online banking deposits; withdrawals not supported.$10Not supportedInstant0%
PaysafeCardPrepaid voucher for quick deposits; no withdrawals available.$10–$275Not supportedInstantNo fees (possible inactivity or FX fees)
NeosurfVoucher-based deposits; anonymous and fast, withdrawals not supported.$10Not supportedInstantNo fees (possible inactivity fees)
Prezzy CardGift card option accepted by many NZ casinos; deposits only.$25Not supportedInstantNo fees (currency conversion may apply)
CashtoCodeCash voucher purchased offline for instant deposits.$25Not supportedInstantNo fees
VisaWidely accepted debit/credit card for deposits and withdrawals.$20Up to $5,000Deposits: Instant / Withdrawals: 1–5 days0–2,5%
MastercardSecure card payments with withdrawal support at many casinos.$10Up to $5,000Deposits: Instant / Withdrawals: 1–5 days0–1%
EcopayzE-wallet offering fast deposits and moderate withdrawal limits.$10Up to $2,250/dayDeposits: Instant / Withdrawals: up to 3 days0–10%, depending on the method
Apple PayiOS mobile wallet for quick deposits; withdrawals not supported.$10Not supportedInstantNo fees
Google PayAndroid mobile wallet for fast deposits; no withdrawals.$2Not supportedInstantNo fees

The Highest Payouts in the History

Speaking about the best online casinos that cash out the largest amounts, we cannot fail to mention the biggest payouts ever recorded in the history of online gambling. It comes as no surprise that the most incredible winnings were jackpots in the highest payout pokies:

  • 23.5 million dollars (Mega Moolah, 2021) won by a Belgian
  • 17 million euros (Mega Fortune, 2013) to a man from Finland
  • 17.3 million dollars (Arabian Knights, 2021) was secured by a Norwegian

The most multi-million jackpot wins were hit in Mega Moolah, which is why so many people play it in the hope of a life-changing spin.