Pay by Phone Casinos

Pay by phone is a payment method that allows users to make deposits at online casinos by charging the amount to their mobile phone bill. The service is supported by Boku and Payforit. This secure method, which is handled through banks, typically has a daily deposit limit of $30. Although some casinos may charge a fee, the widespread use of these services and their compatibility with New Zealand mobile networks make them an attractive choice.

✓ Deposits made by entering mobile number
✓ Maximum deposit limit is $30 daily
✓ Some casinos may charge fees
✓ Rare at online casinos

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Charlotte Wilson
Written by Charlotte Wilson
Oliver Singh
Edited by Oliver Singh
9 Min Read
Updated on Mar 12, 2025

Pay by Phone: Deposit with Your Mobile Number

One of the easiest ways to pay for your casino gaming is by using your phone number. This option is available to players who are members of online casinos that support Boku or Payforit. These two payment methods allow customers to make deposits by simply entering their mobile number into the appropriate box on the casino's website. After that, players will receive a text message from their bank with a one-time password, which they must enter to complete the deposit.

This method allows players to make quick and easy deposits without having to provide any financial information other than their mobile number. It's also very safe and secure as payments are processed through the player's bank rather than the casino itself. And since most banks offer 24/7 customer service, help is always only a phone call away if something goes wrong. So, if you're looking for an easy and convenient way to deposit at online casinos, using a pay by phone option may just be the perfect solution for you!

Payforit VS Boku: Which One Is Better?

Both Payforit and Boku are great payment methods that offer customers a convenient way to pay for goods and services online. They are also perfect for online casino deposits due to their high level of safety and security. That's because your personal data is never shared with a casino. Also, it's very convenient that you don't need to provide any financial information, except for your phone number, when using this payment method. So, which one is better?

The answer really depends on what you're looking for. If you're searching for a payment method that's widely available, then Payforit is the better option, as it's accepted in 50+ countries around the world. However, if you're looking for a payment method that's particularly easy to use, then Boku is the better choice. Whichever payment method you choose, you can be sure that both Boku and Payforit are safe and secure ways to make payments online. So there you have it! Two easy ways to pay by phone in online casinos.

Fees and Limits

When paying with Payforit or Boku, there are no transaction fees, but some online casinos may impose their own charges. However, to avoid any unexpected costs, always review the casino’s terms and conditions for potential fees. If you find the charges unfavourable, you can opt for another casino with lower or no fees at all.

Yet, the pay by phone method limits the daily deposit amount, making it unsuitable for high-rollers. For instance, when using Payforit or Boku, the maximum deposit allowed is $30 per day, with players able to make only three deposits of $10 each per day.

Limit Time Fees
Minimal Deposit $10 Instant 0%
Maximal Withdrawal Not Supported Not Supported Not Supported

How to Deposit Using Your Phone Number

With pay by phone services, deposits are quick, secure, and don’t require a username, password, or PIN. Spend limits can also help players to control and manage their spending. Services like Payforit and Boku work with mobile carriers to handle transactions, making the process seamless. You can register and deposit effortlessly, regardless of your location. So, once you’ve chosen your pay by phone provider, you are ready to deposit. Our expert, Charlotte Wilson, prepared a list of steps you need to follow to do that.

1
Pick a Casino
Choose a reliable online casino that supports this kind of payments. You can just pick one from our recommendation list, since we only write about trustworthy and reliable platforms. After that, create an account on the gambling website and log into it.
2
Process a Payment
Go to the Payment section and choose your preferred mobile credit method. Then enter your phone number and the amount you want to deposit, however, remember that typically the maximum bet you can place using this method is only $30 per day.
3
Confirm the Transaction
After that, you will receive a confirmation code via SMS, which you need to enter on the casino site. Then, you will receive an SMS about a successful transaction. The funds will be available in your casino account shortly.
4
Enjoy the Process!
You are all set and ready to enjoy the gambling experience at the online casino. Claim a bonus, choose your favourite games, and start winning real money!

How to Withdraw Winnings

A disadvantage of a pay by phone option is that you can't cash out your winnings using this method. You can only deposit using your phone number, but you can't withdraw money using it. For some gamers, this restriction might be an issue since they will have to find another payment approach to withdraw.

Usually, modern casinos offer enough alternative and convenient ways to withdraw money. Yet, we also have to warn you that before making a deposit, always read the terms and conditions and visit the Banking section of the chosen casino to make sure you get the withdrawal option that's most convenient for you. Some of the most popular withdrawal methods that you can use are e-wallets (like PayPal, Neteller, and Skrill), credit/debit cards (like Visa, Maestro, and Mastercard), and bank transfers.

Security of Paying by Phone

Pay by phone services are quite secure because they don’t require you to share bank details or credit card information with casinos, which reduces the risk of fraud. However, if your phone is lost or stolen, someone could make unauthorised payments. To stay safe, use a PIN, fingerprint lock, or contact your carrier to block charges if needed.

Also, it's important to talk about SMS swap fraud, which is a form of identity theft where a fraudster tricks your mobile carrier into transferring your phone number to a new SIM card under their control. This allows the attacker to intercept SMS messages, including one-time passcodes used for verifying transactions or logging into accounts. As a result, criminals can bypass multi-factor authentication, potentially gaining unauthorized access to sensitive services like online casino accounts or banking systems.

To avoid being a victim of the SMS swap fraud, I highly recommend that you secure your mobile account by setting up a dedicated PIN or password with your carrier and consider using authenticator apps for two-factor authentication instead of relying solely on SMS.

Identity Verification When Paying by Phone

When using pay by phone services like Payforit or Boku, your mobile number basically acts as your ID. Payments are charged to your phone bill or prepaid balance, so your mobile carrier verifies your identity, not the casino. However, note that online casinos still require a KYC process. So, at some point, they may ask you to provide your government-issued ID (passport or driver’s license), proof of address (a utility bill/bank statement), and a mobile phone bill to confirm your number. Since paying by phone is deposit-only, withdrawals require another verified payment method like a bank transfer or e-wallet.

Pros and Cons of Paying by Phone

The BetPokies team gathered all the advantages and possible drawbacks of paying by phone to help you make a choice on whether to use it for your online casino deposits.

Pros
  • A safe and secure method for payments
  • You only need to provide a phone number
  • Your financial info is not shared with a casino
  • Supported by many different banks
Cons
  • The maximum deposit is only $30 per day
  • Casinos may apply additional fees
  • Not available for withdrawals

Tips from BetPokies' Experts for Pay by Phone Users

Our experts prepared a few interesting pieces of advice for players who enjoy using the payment method for online casino deposits. These tips will help you to improve your experience even more!

  • Create a separate SIM card for casino payments. If you often use pay by phone service, it's worth getting a separate SIM card for that. This will help you control your expenses better, avoid accidental overdrafts, and reduce the risk of being financially tied to your main number.
  • Use pay by phone to test new online casinos. Before you make large deposits via card or e-wallet, use it as a way to test a casino. It's a fast and secure method that doesn't require you to enter any personal banking information.
  • Pay by phone to avoid bank blocking. Some banks block payments to gambling websites. If your card is blocked, depositing by phone can be an alternative way to deposit funds, as the mobile operator processes the transaction instead of the bank.

Alternatives to Pay by Phone

Pay by phone has many advantages but also some limitations, so you may need to consider alternative ways to deposit to your gaming account at the chosen casino. Here are some of the possible options.