Klarna Casinos

Klarna is a financial services company created in 2005 that allows users to make payments from their bank accounts without revealing sensitive information. It is available for deposits in many casinos. Payments with Klarna are fee-free and instant. However, the service isn't available for withdrawals.

✓ No deposit fee
✓ Withdrawal is not available in the casino
✓ Instant deposits
✓ Does not support "Pay Later" for gambling

  • Gambling Is Addictive
  • Affiliate Disclosure

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Charlotte Wilson
Written by Charlotte Wilson
Oliver Singh
Edited by Oliver Singh
7 Min Read
Updated on Mar 12, 2025

Klarna Overview

Klarna is a fintech company established in 2005 in Stockholm as a payment platform for casino top-ups and online purchases. It offers flexible payment solutions, including instant deposits, pay-later options, and instalment plans. Besides, Klarna also offers physical cards for online purchases. The company has more than 150 million users worldwide and over 15,000 users, specifically in New Zealand.

You should keep in mind that Klarna was not specifically created for gambling, therefore, not every casino accepts it as a payment method, and there are no gambling-related programs or responsible gambling tools, unlike Neteller, for example. Klarna itself charges no fees for instant transfers. Even though the service ensures smooth deposits, it does not support withdrawals, requiring players to use alternative methods for cashing out.

Overall, Klarna has many features for its users. Unfortunately, most of them are not available for casino payments. For instance, the Klarna mobile app offers 10% cashback, which isn't available for payments on online gambling sites. Also, many customers use the service's feature "Buy Now, Pay Later", such as "Pay in 4" interest-free payments, "Pay in 30 days," or "Pay over time". However, you need to keep in mind that in casinos, you can only use the "Pay Now" function.

How to Use Klarna at Online Casinos

Let's take a look at the guide that will walk you through the process of playing with Klarna and explain its potential benefits.

1
Find a Casino and Sign Up
To find a reliable casino you can do your own research or simply register at one of the sites featured on BetPokies. To create an account, you need to create a username an share your name, phone number, address, and email.
2
Make a Deposit with Klarna
Go to the cashier tab and find Klarna. Then, you'll be prompted to log in to your Klarna account. Once done, enter the deposit amount. After that, confirm the payment.
3
Choose a Bonus and Play
Finally, you are ready to proceed to the best part of the casino experience. You can select a pokie, a table game, or a live dealer game from a casino library.
4
Withdraw Your Winnings
Unfortunately, Klarna isn't available for cash-outs from online casinos. Therefore, find the best alternative, this can be an e-wallet, a bank card, or a crypto wallet.

Klarna Fees and Limits

Klarna offers a flexible payment solution with minimal fees, making it an attractive option for gamblers. The service typically doesn't charge interest and has no annual or upfront fees to worry about.

When it comes to limits, Klarna operates on a variable system rather than fixed thresholds. For online casino transactions, minimum deposits typically range from $10 to $20, though these limits are set by individual casinos rather than Klarna itself. It's worth noting that the Klarna Card cannot be used for ATM withdrawals, and withdrawal options may vary at online merchants.

Limit Time Fees
Minimal Deposit $10-20 Instant 0%
Maximal Withdrawal Not supported Not supported Not supported

Klarna Security

Klarna has robust measures in place to ensure the safety and privacy of customer funds. With a high level of encryption and advanced security protocols, this service protects user information from potential cyber threats. Moreover, Klarna's system continually monitors transactions to detect and prevent any fraudulent activities, thus adding an extra layer of security. In addition to this, Klarna's commitment to transparency and strict adherence to global privacy regulations ensures that customers' personal data remains confidential and is used responsibly.

  • Klarna also uses two-factor authentication to authorise access to your account. It grants access using an OTP code that expires after 24 hours.
  • Klarna ensures the data security of its users and gives them complete anonymity while gambling by not sharing personal banking details with online casinos.
  • Mobile app users of Klarna also have extra protection, such as biometric identification (fingerprint or facial recognition). This feature is available for both IOS and Android.

Identity Verification

To protect Klarna and its users from fraud and ensure compliance with regulatory requirements, the service requires all users to complete identity verification. Therefore, if you want to use Klarna for online payments, you need to verify your identity. Luckily, it's quite an easy and fast process. You can complete the verification in a few ways.

  • Klarna can ask you to log in to your bank account to verify your identity.
  • Another way is to upload your ID and address proof to your account.
  • Klarna may use additional methods, like knowledge-based challenge questions, for verification.

Customer Support

Klarna offers support for its customers through different methods. You can contact any of its support agents via live chat to get instant feedback. This live chat feature is available 24/7. Also, the platform has customer support agents in place to answer calls from users. The phone number to call may depend on your region. 

Besides the phone number, users can contact support staff via email. The email may also differ based on your location. Before reaching out to customer support, you can use the help page to find answers to your questions.

Pros and Cons of Klarna

So, in light of everything we've overviewed, let's highlight the main advantages and disadvantages of using Klarna in online casinos.

Pros
  • Convenient and easy to use
  • Interest-free deposits
  • Instant transactions
  • Security of users' data
Cons
  • Not available for withdrawals
  • No "Buy Now, Pay Later" for gambling

BetPokies Tip: Bypassing Klarna Limits for High-Rollers

If you are a high-roller, and you hit Klarna's deposit limit on a gambling site, try switching to Sofort (a Klarna-owned service). Many casinos treat Klarna and Sofort as separate payment methods, which allows players to bypass the daily and weekly limits of the platform.

Also, Klarna offers top-notch purchase protection even for deposits in online casinos. So, if there are troubles with funding your casino account and a casino falsely claims a failed deposit or doesn’t credit your account, you can raise a dispute with Klarna.