Klarna Casinos

Klarna offers an instant and fee-free deposit experience that lets you enjoy your favourite games without sharing sensitive banking details. While it doesn’t support withdrawals, its simplicity and reliability make it an excellent option for quick casino top-ups. On this page, you’ll find a selection of online casinos that accept Klarna payments, all verified by our team of experts.

Klarna Casinos
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Oliver Singh
Edited byOliver Singh
9 Min Read
Updated on

Klarna Overview

Klarna is a fintech company established in 2005 in Stockholm as a payment platform for casino top-ups and online purchases. It offers flexible payment solutions, including instant deposits, pay-later options, and instalment plans. Besides, Klarna also offers physical cards for online purchases. The company has more than 150 million users worldwide and over 15,000 users, specifically in New Zealand.

You should keep in mind that Klarna was not specifically created for gambling, therefore, not every casino accepts it as a payment method, and there are no gambling-related programs or responsible gambling tools, unlike Neteller, for example. Klarna itself charges no fees for instant transfers. Even though the service ensures smooth deposits, it does not support withdrawals, requiring players to use alternative methods for cashing out.

Overall, Klarna has many features for its users. Unfortunately, most of them are not available for casino payments. For instance, the Klarna mobile app offers 10% cashback, which isn't available for payments on online gambling sites. Also, many customers use the service's feature "Buy Now, Pay Later", such as "Pay in 4" interest-free payments, "Pay in 30 days," or "Pay over time". However, you need to keep in mind that in casinos, you can only use the "Pay Now" function.

How to Use Klarna at Online Casinos

Klarna is a fast and secure way to fund your casino account without sharing your banking details directly. It acts as a trusted intermediary, processing instant transfers through Pay Now or SOFORT. Both options are decent alternatives for players who want to try something other than bank cards or e-wallets.

Getting Started with Klarna

Before making your first deposit, set up your Klarna account through the official website or mobile app. The registration takes only a few minutes — just enter your basic details, link your bank account or debit card, and complete a quick identity check if prompted. Once you’re ready to deposit at a casino, you’ll usually see two Klarna payment options:

  • Pay Now by Klarna – sends funds instantly from your linked bank or card via Klarna’s secure interface.
  • SOFORT by Klarna – connects directly to your online banking for a quick transfer.

Even though SOFORT can be used without a Klarna account, having one makes it easier to track and manage all your deposits.

Making a Deposit

Klarna deposits are processed instantly without sharing your banking details directly with the casino. Once you’ve selected Klarna and chosen your payment type, just follow these simple steps:

1
Enter amount & currency
Enter how much you’d like to deposit (most casinos start from $10–$20) and make sure your currency is set to NZD before continuing.
2
Authenticate the payment (Pay Now)
Klarna will redirect you to confirm the transfer. With Pay Now, log in to Klarna using your email or mobile number and complete two-factor authentication, either a one-time code, in-app confirmation, or biometric approval. 
3
Authenticate the payment (SOFORT)
With SOFORT, sign in to your online banking and authorise the payment using your bank’s standard security method, such as a mobile app or TAN code.
4
Instant confirmation
Once approved, the payment goes through immediately. You’ll receive a confirmation by email and in the Klarna app, and your casino balance will update within seconds.

Klarna Fees and Limits

Klarna offers a flexible payment solution with minimal fees, making it an attractive option for gamblers. The service typically doesn't charge interest and has no annual or upfront fees to worry about.

When it comes to limits, Klarna operates on a variable system rather than fixed thresholds. For online casino transactions, minimum deposits typically range from $10 to $20, though these limits are set by individual casinos rather than Klarna itself. It's worth noting that the Klarna Card cannot be used for ATM withdrawals, and withdrawal options may vary at online merchants.

LimitTimeFees
Minimal Deposit$10-20Instant0%
Maximal WithdrawalNot supportedNot supportedNot supported

Klarna Security

Klarna has robust measures in place to ensure the safety and privacy of customer funds. With a high level of encryption and advanced security protocols, this service protects user information from potential cyber threats. Moreover, Klarna's system continually monitors transactions to detect and prevent any fraudulent activities, thus adding an extra layer of security. In addition to this, Klarna's commitment to transparency and strict adherence to global privacy regulations ensures that customers' personal data remains confidential and is used responsibly.

  • Klarna also uses two-factor authentication to authorise access to your account. It grants access using an OTP code that expires after 24 hours.
  • Klarna ensures the data security of its users and gives them complete anonymity while gambling by not sharing personal banking details with online casinos.
  • Mobile app users of Klarna also have extra protection, such as biometric identification (fingerprint or facial recognition). This feature is available for both IOS and Android.

Identity Verification

To protect Klarna and its users from fraud and ensure compliance with regulatory requirements, the service requires all users to complete identity verification. Therefore, if you want to use Klarna for online payments, you need to verify your identity. Luckily, it's quite an easy and fast process. You can complete the verification in a few ways.

  • Klarna can ask you to log in to your bank account to verify your identity.
  • Another way is to upload your ID and address proof to your account.
  • Klarna may use additional methods, like knowledge-based challenge questions, for verification.

Customer Support

Klarna offers support for its customers through different methods. You can contact any of its support agents via live chat to get instant feedback. This live chat feature is available 24/7. Also, the platform has customer support agents in place to answer calls from users. The phone number to call may depend on your region. 

Besides the phone number, users can contact support staff via email. The email may also differ based on your location. Before reaching out to customer support, you can use the help page to find answers to your questions.

Pros and Cons of Klarna

So, in light of everything we've overviewed, let's highlight the main advantages and disadvantages of using Klarna in online casinos.

Pros
  • Convenient and easy to use
  • Interest-free deposits
  • Instant transactions
  • Security of users' data
Cons
  • Not available for withdrawals
  • No "Buy Now, Pay Later" for gambling

BetPokies Tip: Bypassing Klarna Limits for High-Rollers

If you are a high-roller, and you hit Klarna's deposit limit on a gambling site, try switching to Sofort (a Klarna-owned service). Many casinos treat Klarna and Sofort as separate payment methods, which allows players to bypass the daily and weekly limits of the platform.

Also, Klarna offers top-notch purchase protection even for deposits in online casinos. So, if there are troubles with funding your casino account and a casino falsely claims a failed deposit or doesn’t credit your account, you can raise a dispute with Klarna.