Best Payout Casinos

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High-paying online casinos are pivotal for good returns. Key attributes include high RTP games like American Blackjack (99.5%), European Baccarat (98.9%), Texas Hold'em (98.6%) and European Roulette (97.3%). Additionally, look for significant bonuses and thorough monitoring by trusted agencies.

- The best casinos have an RTP above 97%
- Requirements for wagering bonus funds
- Volatility affects the frequency of payouts
- Withdrawal of winnings takes on average 24-48 hours

The Best Casinos

up to NZ$ 1,500

+500 Free Spins

  • Play over 3,000 games by 45+ providers
  • Accepts crypto in addition to NZD
  • Supports many payment methods
  • Mobile friendly games

250% up to NZ$ 1,800

+250 Free Spins

  • Great welcome bonuses and ongoing promotions
  • Modern website with fast performance
  • VIP program
  • Multiple payment options

up to NZ$ 1,650

+200 Free Spins

  • Impressive library of over 8,000 games from 80+ providers
  • New players can take advantage of a multi-stage welcome bonus
  • VIP program features 33 levels
  • Exclusive VIP perks like faster withdrawals, dedicated account managers, and customized promotions

Top Paying Online Casinos

The modern online gambling market boasts thousands of casinos accepting Kiwi players, so it is often hard to choose from such an abundance of options. To save your time and make life easier, we have made a list consisting exclusively of tested and trustworthy online casinos.


100% up to $1,000

+200 Free Spins


320% up to $2,950

+340 Free Spins


100% up to $1,000

+100 Free Spins


375% up to $1,000

225% up to $1,500

+100 Free Spins


100% up to $300


100% up to $1,000


250% up to NZ$ 5,000

Nords Casino

Up to $350

up to NZ$ 1,500

+500 Free Spins

How We Rate Best Paying Online Casinos

While you might have no doubts in our honesty, some still want to check for themselves, which is quite reasonable. When compiling the list of the best casinos with payout online for Kiwis, we took a bunch of different criteria into account, all of which you can find below.

Published RTPs

RTP is percentage of the total money returned divided by the total amount gambled on specific game. Game developers never hide the information about their games' RTP rates, so it can always be found in the public domain. We prefer casinos that offer games with high RTPs, starting from 96%.

Average Payout Rate

Each game presented at any online casino has different RTP percentage that affects the average payout rate. In games like pokies, the payout rate is set by providers. In turn, different casinos cooperate with different providers, which is why their average payout rate isn’t the same. This is the factor we pay attention to when choosing the best gambling sites.

Safe Payment Methods

Another important factor inherent to the best casinos is the payment methods they offer. The more, the better - this rule works here quite nicely, but we also make sure those methods keep sensitive info of players safe from third parties. Reputable casinos work only with internationally-recognized online payment brands and solutions (as is the case with cryptocurrencies). We also check if all banking options allow gambling-related operations, the speed of deposits and withdrawals, which should correspond to the terms and conditions on the site, and commissions (if there are any).

Positive Feedback from Players

If casino has been there for quite a while, there will be a lot of feedback from people who already have experience playing there. While some things might be rather subjective for different customers, a lot of positive feedback regarding certain common areas is always a good sign. We browse through gambling-related sites to see what players say about the casinos we review.

Highest Payout Software Providers

As you already know, it is providers who are responsible for payout percentages of casino games. Some are known for setting high RTP rates for their titles, while others pursue a different strategy (through volatility or other in-game features). Our list features casinos with providers such as NetEnt, Microgaming, or Evolution.

Regular Auditing

The world is not static. Everything changes, and so do online casinos. Therefore, auditing is crucial to note the casino's changes throughout time. Besides reexamining casinos that already made it into the list, we also constantly monitor new players in the market, choosing casinos that are constantly audited by companies like eCOGRA.

How to Find Top Paying Casino

Finding great online casino being a New Zealander is not a big challenge if you are willing to put in bit of time and effort. Besides the aforementioned characteristics that are particularly important when it comes to the highest payout casinos, there are some other yardsticks you shouldn’t neglect.


The license is a sign of trustworthiness since it is issued only to thoroughly audited casinos that meet all the requirement. License guarantees that you’ll receive your winnings in full regardless of the amount and that your sensitive info will remain safe. If it appears that the casino you are looking into does not have license, quit and never get back to it again.


Being a customer of the casino, there is hardly anything more crucial than the security of money and personal information. Essentially, it comes from combination of factors, the most important of which is data encryption protocols. Such gambling sites will always ensure the safety of your data by using 128-bit SSL encryption or better. It guarantees that no one will steal your data when you share it with the casino.

Customer Service
Customer Service

When you face problem or have an urgent question, customer support is what you will reach out to. Good customer support is must if you want your matter to be handled quickly (within a few minutes) and professionally (the presented solution must solve the problem). It is also better to contact it in multiple ways, such as live chat, email, or phone call.

Game Selection and Game Providers
Game Selection and Game Providers

No casino would go a long way without a good pool of games, but high-quality games are made only by top-notch providers. More games mean more diversity and, therefore, more gambling opportunities. It is key if you intend to become a frequent guest at the gambling site you choose.

Game Selection and Game Providers
Game Selection and Game Providers

No casino would go long way without good pool of games, but high-quality games are made only by top-notch providers. More games mean more diversity and, therefore, more gambling opportunities. It is key if you intend to become frequent guest at the gambling site you choose.

Bonuses and Bonus Terms
Bonuses and Bonus Terms

Bonuses are an integral part of the best payout percentage online casinos, but their terms are often a pitfall. The reason being is that the wagering requirements might be too difficult to fulfill even if the bonus itself looks attractive. That said, make sure the casino has decent welcome offer, as well as other regular promotions.

Reviewed Casinos
Reviewed Casinos

Most top payout online casinos have been reviewed by experts working for independent gambling-related websites. Such reviews touch upon the most important topics, including the main background information on the brand, as well as user experience, advantages and disadvantages, and more.

Deposits and Withdrawal
Deposits and Withdrawal

Playing at online casinos for real money, you always want to ensure the payment methods they offer suit your needs. It is good when a casino's list of deposit and withdrawal options combines multiple methods; some of the most popular ones are bank cards, e-wallets, bank wires, and cryptocurrencies.

Highest Paying Games For Kiwi Players

As you already know, games are one of the most important aspects of the highest payout. Most players value exciting gambling experiences more than the outcomes of gaming sessions. The selection of games to be found at modern online casinos is truly impressive, but we want to delve deeper into the ones gamblers prefer the most.


Pokies are always the most widely represented category of games at gambling sites since they don't require learning rules. Just click the “Spin” button and watch symbols form winning combinations. Modern pokies come with 3, 5, 7, and even 9 reels and plenty of bonus features like free spins, bonus rounds, etc.


One of the top games in land-based casinos, Poker involves more skill than luck. The rules of poker are not that hard to learn, but it takes a lot of determination and nerves of steel to become a good player. The goal is simple - to collect a higher hand than other players at the table.


The main goal of blackjack is to get better hand than that of dealer without going over 21. The hands consist of cards dealt, with each of them having its value: cards from 2 to 10 are worth their face value, while the rest are worth 10 points.


In roulette, you can win by placing a bet on various available outcomes, the most popular of which are bets on red or black. Players know whether they won or lost after a wheel with a ball dropped on a certain number stops spinning.


Baccarat is another card game where participants collect points using combinations of two or three cards. The game's goal is to beat the dealer by getting the number of points as close as possible to 9.


Bingo is a game of chance played either with a live dealer using a ball blower or with random number generator. Players buy cards filled with numbers that are being crossed after each call and receive payouts in accordance with the paying patterns.

Pros of Best Payout

If you are still on the fence about whether you should commit to one of the best payout casinos, take a look at its advantages:

  • eCOGRA approved. Gambling sites with an eCOGRA certificate have been checked to comply with the payout rates.
  • License. All the casinos listed have obtained a license from a reputable licensing body.
  • Positive feedback from users. Good reviews from people who already had experience playing at a casino are another stamp of quality.
  • Trusted software providers. Any game you come across at the best payout online casinos in NZ is released by the titans of the industry.
  • The abundance of payment options. Moreover, they are also available for deposits and withdrawals 24 hours a day.

Cons of Best Payout

Even though the pros can easily make your final decision no-brainer, there still are some disadvantages that we want you to consider.

  • No bonuses available for certain games. Some high payout titles do not include rewards that are available in others. For instance, you may not be able to spend your bonus playing live games.
  • Volatility. Often, games with a high payout rate also have high volatility, which means that you might end up winning big, but the chances in the short run are much lower.

All You Need to Know About RTP

Being that far into the article, you already have an idea of what RTP is, yet there still is something to clarify.

Let's take a simple example to illustrate how RTP works. Say a particular pokies you want to play has a fixed RTP of 98%. In this case, it means that for every NZD you bet, you can expect to win back an average of 98 cents or 98% of the staked amount, while the remaining 2% is a house edge.

Please mind that RTPs can be fixed and changeable. In the first case, it stays the same wherever you play. In the second case, however, it changes depending on the casino, so be sure you get the best bargain.

Payment Methods at Best RTP Online Casinos in NZ

Before you jump into your gambling journey at the best online casinos with high payouts, you must be aware of the most popular payment options. Here are some of them:


This is the most popular prepaid deal partnering with many online casinos. You only need to buy a code you can later use at NZD casinos, and you are good to go.


Another widely used prepaid payment method, the distinctive features of which are swiftness and security.

Prezzy Card

Being used as a gift card, Prezzy Card is a convenient way of depositing NZD to your online casino account.


Among all the e-wallets, Skrill is the most common choice for online casino transactions. Besides, it works just fine with New Zealand residents.


Kiwis choose Neteller for its convenience and virtual card feature allowing for fast and safe payments. Besides, you can often receive additional bonuses for using this service.


If you are looking for a low fee and easy-to-use payment service that serves NZ customers, Ecopayz is the way to go.


This e-wallet is another frequent choice for payments at online casinos, as it has one of the highest transaction limits and rewards its users for every 15 NZD spent at affiliate casinos.

Pay by Phone

While paying by phone might not be the best permanent solution, it can be your go-to option, as you can use it as a credit card for smaller amounts.

Apple Pay

Owners of iOS devices use Apple Pay to pay for virtually everything. You can easily make real-money deposits in NZD without sharing your personal details by linking it to your bank cards.

Google Pay

The analog of Apple Pay for Android users. With Google Pay, you can carry out payments in NZD. Please note that Google Pay casinos can only be used for deposits.


Using cryptos such as Bitcoin makes it impossible for third parties to get any information about your transactions. Besides, the payments with cryptos are instant and free of charge.

Best Payout Providers

Game providers are responsible for creating gaming content for the highest payout online casinos. Some have been there for decades, constantly coming up with new concepts and pushing the whole industry towards innovation.


This company is the largest provider of online and offline gambling solutions. Among the most notable games made by Playtech are King Kong, Age of Gods and Green Lantern.

Pragmatic Play
Pragmatic Play

This leading brand's gaming portfolio includes more than 200 games, the most popular being the Hand of Midas, Sweet Bonanza, and Curse of the Werewolf.


Under Realtime Gaming's belt are hundreds of top-notch casino games and a handful of patented features, such as Feature Guarantee or Jackpot Pyramid.


The company was at the origins of the online gambling industry. Being on the top for almost 30 years, Microgaming (Games Global) has more than a thousand titles and is known for the biggest jackpots.


Even though Yggdrasil is relatively new brand, it is already sitting among the greatest in the industry. The special emphasis is placed on mobile gaming, which already sees games like Double Dragons or Super Heroes being played by millions.

The Biggest Payouts in the History of Online Casinos

Speaking about the best online casinos that payout the largest amounts, we cannot fail to mention the biggest payouts ever recorded in the history of online gambling. It comes as no surprise that the most incredible winnings were jackpots in slot games:

  • 23.5 million dollars (Mega Moolah, 2021) won by a Belgian
  • 17 million euros (Mega Fortune, 2013) to a man from Finland
  • 17.3 million dollars (Arabian Knights, 2021) was secured by a Norwegian

The most multi-million jackpot wins were hit in Mega Moolah, which is why so many people play it in the hope of a life-changing spin.


The tests have determined that the casinos with the best payouts offer not only recreation and entertainment, but also optimal opportunities for cash winnings. The key aspects to look for are high paying games such as American Blackjack, European Baccarat, Texas Hold'em and European Roulette with an RTP over 97%. In addition, lucrative bonuses, clear wagering requirements and reliable regulatory oversight are crucial. Volatility affects the frequency of payouts, and efficient withdrawal processes make it easy to get winnings. Ultimately, finding a high-paying, reliable casino is an important step in getting the most out of online gambling.


Payout percentage is expected return rate showing how much (in %) a player will be paid back given an infinite length of a gaming session.
Reliable top payout online casinos are always open about the RTPs of the games they offer. Another way to check it is to go to the game developer's official website.
Not really. High payouts come from high RTP rates, while online casinos with fast payouts indicate that the withdrawals are handled swiftly.

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